It’s a shame to admit, but false claims and statements for driving incidences are everywhere. This is always a concern for a fleet business, but the rise of the dash cam – in both quantity and quality – means that you can now improve your risk management and reduce the fleet insurance for business. If you’re not sure whether to make the move, have a read of the benefits of the dash cam below!
An insurer will often settle claims on a 50/50 basis because liability has not been admitted to, nor can it be proven, meaning claims costs cannot be minimized. Having a dash cam removes any doubts from such a situation, so the one free from blame is treated fairly.
Dealing with Cash Scams:
Crash for Cash claims are notorious for increasing insurance premiums and clocking up repair costs, as well as having a negative impact on business reputation. Some examples include people claiming for more injury claims than there were people in the vehicle, or friends crashing into each other on purpose in order to achieve a claim!
Such disgraceful behavior can be caught out if a dash cam is fitted into the car – making it incredibly difficult for criminals and fraudsters to pull off such stunts.
Safe Driving is Encouraged:
Your employees will be less willing to engage in dangerous behavior if their driving is being monitored. This will reduce the potential for accidents and improve fuel efficiency.
Faster Claim Processing:
Proving one’s liability simply won’t have to take as long as it used to when there’s video evidence available. This leaves you with one less headache and as a result is beneficial for your company.
London is a busy city, full of opportunity for good business – but you’ll need to cover all bases to ensure your work is smooth and productive, and your fleet car insurance is the best out there. Dash cams will help in both areas, so buy them as soon as you can!